Rollup is a typical feature on optional Guaranteed Lifetime Withdrawal Benefit riders that promises that the GLWB’s Benefit Base will grow by a certain percentage of the annuity contract is held in deferral, and Guaranteed Withdrawal Payments are not taken. This percentage is not a bonus or a guaranteed annual return on the underlying annuity contract. It can only be obtained if the Annuitant defers the insurance. In most cases, the Rollup is limited to a specific number of years.

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